We are dedicated to delivering a smooth debt solution process, starting from your initial contact with us until the successful resolution of your financial challenges.
If you're burdened with unsecured debts, we're here to provide solutions and support. Our team specializes in assisting individuals facing various types of debt, from credit cards and medical bills to personal loans and payday loans.
Debt Consolidation is a credit debt strategy that restructures unsecured debt, such as credit card debt, into secured debt such as a loan from a bank. Your unsecured debt, which can be from multiple creditors, is consolidated into one loan with one payment from one creditor.
Debt Resolution provides a solution to pay off creditors, and a negotiated amount, a monthly deposit, allows you to become debt free within a shorter timeline when compared to making minimum monthly payments.
The are many variables to filing for bankruptcy, and only a licensed Attorney can determine what Bankruptcy program you can file for. Depending on which chapter of bankruptcy you qualify for, you may still be required to pay back all or some of your debt.
If you continue to make the minimum monthly payments on your credit card debt, creditors will leave you alone because they are making a profit on the compound interest you are paying them. If you are not able to make the minimum monthly payments, this is not a good option.
Credit Counseling is a program that helps you avoid bankruptcy and repay all of your debt. Credit Counseling services provide education and planning to help you resolve your debts, they do not provide loans nor do they help you reduce the amount of debt you owe.
Debt Settlement is also known as ‘Debt Negotiation.’ It is a proven and cost-effective approach that helps you pay off your credit card debt faster and helps you avoid bankruptcy.
